10 steps to boost your financial health — that you can do in a day | Your Money and Your Mind

You take vacation days, sick days and mental health days; now it's time to add a financial health day to that list! What to do on it? Behavioral psychologist Wendy De La Rosa shares 10 simple steps you can take to spend less, save more — and stress less.

Managing your money can feel scary and complicated, but it doesn't have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future. (Made possible with the support of Wells Fargo)

Watch Your Money and Your Mind with Wendy De La Rosa at

37 Comments on 10 steps to boost your financial health — that you can do in a day | Your Money and Your Mind

    • It’s a stretch indeed, but I believe that the mindset behind it is that money is made to be spent; whether it is now, next month, next year or when you’re retired. If you save every last penny it may not be so good for you. Plus, someone that does not “invest” on hapiness intentionally may just burst and end up impulse buying.

    • the point is not to boost your finances the point is to boost your finncial health. Ie spending on what you should be spending on instead of what you shouldent.

  1. I rarely if ever feel the need to comment… I appreciate the video but the last couple of tips doesn’t work for the current times and highlighting those points seem out of touch. Spend time on experiences, spending time with others, hiring someone to clean your house or mowing your lawn.

    • you can do most of those things even in covid. yes its harder but Its still possible. I also feel the need to mention that not everywhere is in the complete social isolation of the US and this advice works even beyond that. Calling this out of touch is weird its just not focused spesificaly on covid.

    • That point jumped out at me too, especially after she pointed out “Do the things that save you time” right after saying “Delete the delivery apps”

    • @robrasti delivery apps often convince you to spend money where you otherwise could get food easily. Yes they “save time” but their existance is a temptation to spend alot of money for not much gain. Its a behavioral thing. if you makes spending money less easy you will do it less and not suffer much. if you make spending money easy it becomes an effort to resist doing so.

  2. “401K” is an American term. It would be great to make more internationally understood videos, or else specifically mention that the tips are aimed at Americans.

  3. 1:08 50$ is a low cost cell phone provider? WTH?
    Does this look expensive AF to me because I’m French?
    Or is it expensive to you too Americans?

    • That’s about as cheap as it gets here. I’m on a family plan ($110 for 3 of us, unlimited everything) but we got lucky. Most providers say it’s “only 55 a month!” but that’s before taxes, service charges, possible overages, data throttling, etc. Most people I know pay between $100 and $150 a month just for themselves.

      Can I ask how much you’re used to? I decided to take her advice and start shopping around for a new country.

  4. I live in America. Almost half of us are working poor who don’t have the luxury to take time off and lose money. Thanks for your tonedeaf advice.

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