Budgeting is the best way to get your spending under control, right? Behavioral scientist Wendy De La Rosa says there are actually better ways to limit your purchases — and get more satisfaction from them.
Managing your money can feel scary and complicated, but it doesn't have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future. (Made possible with the support of Wells Fargo)
Watch Your Money and Your Mind with Wendy De La Rosa at
Yes budget crunching blews
Just recently I’ve found it very satisfying to give some presents to my friends
you should try it for foreigners too. for example me
@Al Fed It was just a joke Al Fed 😀 THANK YOU. By the way, It is my postcode :38020 😀
@Al Fed Oh it is much. Anyway, you should be happy. because it was nice 😀
My partner and I have a simple rule about eating out. We only do it once for each of our paychecks. He makes just one social security check a month. I get two paychecks a month each year, though sometimes three depending on what month it is. Only one time out to eat for each check. So, usually, we go out three times a month and that’s it. It works for us and has helped us to save some money.
Glad I’m in Asia, it’s cheaper to eat out lol
Okay but can someone pay my Netflix bill
I barely never eat out. My problem lies in comfort eating sweet sugary stuff.
I totally feel you on that part. For me, a partial solution that seems to work is to have options available that doesn’t contain as much sugar but can still be considered a snack as well as have things at home to make something. Sure making cookies at home is still a huge intake of unneccessary sugar but it is still less than if I got a pack of storebought cookies.
I’ve also found that having the materials for some (chips) dip, and a bunch of carrots is a good alternative. While the dip can be unhealthy/overly sweet depending on type/brand/taste I can offset it at least a little with carrot sticks instead of using chips.
If I eat more protein, I crave less sugar. But the other day (actually over three days) I ate a whole Boston Cream Pie by myself. It was a really good one, I forgave myself immediately, and was a happy girl.
Now there’s another set of non-financial consequences, namely being overweight/unhealthy.
@0neofthem don’t you think I know that..?
Covid has made me realize just how much money I can save by not going out to eat. I’m just like, where’d all this extra money come from?!
Haha the contrary has happened for me! I became a lazy cooker… So I ended up asking for more delivery and thus spent more money lol
I also agree that people shouldn’t go into restaurants. It’s a waste of money.
It took me about 10 seconds to make out that that’s a finger on the thumbnail. 😛
These are great suggestions! and this is such an important topic to be discussing at the moment, I really enjoyed the video!
$50 to $70 per night eating out?! What planet is this woman living on?! Not on essential-worker world, for sure. We try get a high from saving 10% on our 80 cent lunch — that way we can actually eat something every day.
Meal prepping and cooking at home can help minimize the number of time you eat out and or get food delivered. I can’t believe she didn’t mention that.
what are social activities
I don’t need more rules. I need more money. But this is good advice.
Frequency does make more sense.
I love her approach, she gives alternatives and solutions instead of just pointing out problems. Thank you so much for the video.
Weirdly disconnected thing to post at this time in history
“Hey Bill, Josh and I are going out for beers after work, you want to come?”
“No thanks, I’m saving money. You guys want to go in on a picnic or yoga instead?”
Invite your buds to your house to crack open some cold ones and watch an action movie
Where are people even going out for beers these days? Maybe New Zealand? Bars here (California) have not been open for 11 months.
With all due respect – during pandemic recommend not to eat out… Sounds like low-hanging fruit to me 🙂
Was this made before the pandemic? Eating out is not a social activity now. I haven’t eaten outside my house in a year. I have only gotten take-out from restaurants 3 times in the past 11 months and I ate it at home alone.